Whats Covered

All group insurance options are subject to restrictions due to size of group.

Prescription Drugs: All plans have a pay direct drug card.

Extended Health Benefits:

Paramedical services including: Chiropractors, Podiatrists, Chiropodists, Naturopaths,
Osteopaths, Acupuncturists, Physiotherapists, Psychologists, Clinical dieticians, Massage and Speech therapists. 

Medical equipment such as: artificial limbs, eyes, braces for limb truss, walking aids and breast prostheses. Diabetic, colostomy and ileostomy supplies

Other services: Orthotics, Orthopaedic shoes, Ambulance including Air Ambulance, Nursing care, Wheelchairs and Hospital beds, Respirators and Oxygen.

  • Semi Private Rooms and if requested by the Doctor, Private rooms.
  • Convalescent hospitals
  • Hearing aids
  • Wigs as a result of chemotherapy or accidental injury
  • Dental repairs. If you have an accident that involves your teeth the plan will pay for repairs to your teeth and mouth.

Vision Care: 

 

  • Eye Exams 

  • Prescribed Eye Wear

Travel Health Benefits: 

You are insured for out of province travel insurance and out of Canada insurance at 100%.

Hospital and physician charges for emergency treatment outside of Canada covers 6 months of travel per year. Includes necessary airfare changes, vehicle returns and remains return

Medical Emergency Assistance: 

24 hour emergency telephone assistance finding medical help abroad, including interpretation.
Emergency medical payments and evacuation, where required.

24-Month Survivor Benefit for deceased employee’s insured spouse or dependant
Health Access Line: Speak confidentially to health care professionals for immediate information about health and other lifestyle issues

Life Insurance:

All health plans come with life insurance. You can choose to take the minimum or increase the coverage to a multiply of your salary. 

Best Doctors: 

Best Doctors helps in critical medical situations with three important services.
InterConsultations - An in-depth review of the patient’s medical flies to develop and diagnose and develop a treatment plan.
FindBestDoc - Global physician database, a search of over 50,000 specialists qualified to meet the patient’s specific medical needs
FindBestCare - Care management, a continuous review of key information to ensure the patient’s medical priorities are met. 

Dependents Life Insurance.

Accidental Death & Dismemberment.


Posaction Plus: 

A Management Assistance Program - includes a confidential counseling service for claimants on disability. Allows managers to refer employees experiencing difficulties to the counseling service.
Coachtel - a confidential help line for managers; as well as issues of “tips for Managing
People” designed to provide managers with tools to handle HR issues.

Dental: - Basic:


  • 2 check ups, fluoride treatments, scaling, polishing 

    1 full mouth x-ray and panoramic film

    Fillings (white)

    Pit and fissure sealants/consultations

    Extractions of impacted teeth and simple extractions

    Oral surgery and general anesthesia

    Relining and rebasing of dentures, Repairs of dentures/fixed bridge work


 
Endodontic and Periodontal Services: 

Treatment of disease of the pulp chamber and canals of the teeth (root canals, pulperctomy)
Treatment of the gums and bones supporting teeth (major scaling, periodontic surgery & appliances

Major Dental: 


Crowns

Replacement of crowns

Fixed bridgework

Replacement of bridgework

Dentures

Replacement of dentures

Denture adjustments

  •